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Richest forum members?

Do you still have applications in at UNCW? I keep getting Emails from them talking about how they are expanding and would love a donation from me.

They're not currently hiring a social psychologist. I know one of the social psychologists is retiring soon so I'm hoping it opens up soon (assuming the provost approves the position). I check HigherEdJobs.com almost daily looking at what's out there. I think I would be competitive for the job at UNCW since I did my masters there and know a lot of the faculty but I'm sure that job will receive a lot of applications. Will be tough to land.
 
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They're not currently hiring a social psychologist. I know one of the social psychologists is retiring soon so I'm hoping it opens up soon (assuming the provost approves the position). I check HigherEdJobs.com almost daily looking at what's out there. I think I would be competitive for the job at UNCW since I did my masters there and know a lot of the faculty but I'm sure that job will receive a lot of applications. Will be tough to land.
Good luck to you. Don't know when the last time you were here was. But it looks completely different than it did 5 years ago and it will be unrecognizable in another 5 years.
 
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I can honestly say my organization is fantastic at work/life balance. It's a big part of why I turned down a 15% raise at a different org (a place where I previously worked...they wanted me to come back) to stay where I am.

I have a work phone and a personal phone. When I go on vacation they encourage me to leave my work phone at home. They offer 12 week paid paternity leave. If your accrued PTO gets above a certain level they start to email you about taking time off. And they give us the week between Christmas and NYD off every year.

It's just a deeply ingrained part of our culture and core values. We work hard on the clock with our work family and enjoy our time with our real family when off the clock.
Where you at? Please find attached my resume, lol.
 
I'm pulling in about $200K/annually, not including some descent bonus - but I really believe I'm about to be terminated. This is not a good time for me professionally. Things not in my control here. Nature of the beast. Sometimes it's not so much about performance, but about leadership changes and bringing in a new group that they have history with. I'm not in the boat so to say.

I'll keep you posted. I have no close friends outside of work, as that's pretty much all I do aside from family time; so I'll pretend that you guys are my friends and "share" here - if that's ok with you guys?
 
Lol...I sincerely, from the bottom of my heart, feel so sorry for you.

In all seriousness, as a single guy, you've got a pretty good financial situation. Not positive, but I think you said that you didn't have any kids? If that's the case, and if you live in Kentucky, you would almost have enough to buy that castle in Versailles.
I actually have 6 kids (we both have 2 from previous marriage, and 2 together). It takes a little bit of money to keep that going. jumpingsmile

Well damn, now my sympathy is genuine lol. I've got 3 and I couldn't imagine another 3! Hell, you should have traded the last 3 or 4 in for a new car, or even a boat lol.
 
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oh cry me a f*cking river......combined $200k income with no kids to support, boohoo.

I make in the $80's and am sole bread winner for wife and kiddo. I paid for my own college (still paying actually, loans), paid for my own wedding (nice ass expensive ring before that too), paid for my own cars (multiple cars paid off over the years), pay for my own vacations, paid for my own modest house downpayment in the best rated school district in SC near a decent size city (so it wasn't cheap). Pay my wife's medical bills for her conditions (has MS along with other complications over the years).

Yeah, I live paycheck to paycheck and don't have emergency fund savings which all stresses me the f out but I have made it all work this far and hopefully will continue to do so. With all that said, I am looking for higher paying jobs at the moment, lol, that will bring me near or up to 100k income.

All of the above is why I fled North Jersey for Cackalacky, ain't paying $500k for house and $12k per year in property taxes to be in a good suburban school district in North Jersey with all the congestion, traffic, and commute times added on top.
I live in NC born and raised , you yanks are part of what is driving up our real estate costs down in North Cackalack. Sorry to hear about your wife and her condition. My wife's Aunt has a terrible neurological disease that hit her out of nowhere 20+ years ago while in the middle of raising 3 daughters. But this is what pisses me off about your rebuttal. Who decided to have kids when you did? You and your old lady. Who decided to get married young? You guys did.

I chose to go to community college because it was less debt/better investment , I waited until I was almost 33 and a decade into my career to get married. I don't have kids because as much as I have wanted them at times , I realize another life and being 100% responsible for is a big decision and commitment , plus my wife is 5.5 years younger and wants to wait a little longer. I have made my decisions based off of long term forecasting. Sometimes I am right and sometimes I am wrong. But I live and die by my own decisions and don't complain just because someone else who is doing better than me financially has different POV.

BTW we are at about 180-185K a year but realize we will be making more down the road. My wife or I could start showing symptoms of a terrible disease , or get hit by a car tomorrow. Why we put in place protections like life insurance , disability to make sure my wife and future kids or myself and future kids are taken care of. At the same time I don't want to be taxed at 40-50% rate to take care of the population. Sorry man , but I don't like to be told what to do with my money just because I have made different life choices or had better breaks for whatever reason. I sympathize with you , but at the same time don't play that victim card BS because you don't like the fact I disagree with being taxed in a ridiculous manner. I realize life can get much worse. Hell it could get much worse for you as well. You don't know what tomorrow holds.
 
I'm pulling in about $200K/annually, not including some descent bonus - but I really believe I'm about to be terminated. This is not a good time for me professionally. Things not in my control here. Nature of the beast. Sometimes it's not so much about performance, but about leadership changes and bringing in a new group that they have history with. I'm not in the boat so to say.

I'll keep you posted. I have no close friends outside of work, as that's pretty much all I do aside from family time; so I'll pretend that you guys are my friends and "share" here - if that's ok with you guys?
In the corporate world for sure. Why I am very fortunate to work in small to mid size business models within the construction industry.
 
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I really admire small business owners. Y'all make our country run. But dang, I don't often envy what y'all have to do. Hard work for sure.
Thanks. Small business owners have it the best and worst in my opinion. I wouldn’t go back to working a regular grind, but the balance is hard. But I’ve learned that if you work hard and honestly for a long time, good things come. Too many people try to get rich overnight and never pan out. I’ve got a few mentors and I try to really soak up their knowledge. I do wish us small guys enjoyed the same tax perks as the big C corps. But overall, it’s better than being a straight w-2 guy.

Wait, so your not really Matt Lauer? Son of a bitch....just ignore that picture I sent in the mail hoping that I'd get an autograph.
 
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I live in NC born and raised , you yanks are part of what is driving up our real estate costs down in North Cackalack. Sorry to hear about your wife and her condition. My wife's Aunt has a terrible neurological disease that hit her out of nowhere 20+ years ago while in the middle of raising 3 daughters. But this is what pisses me off about your rebuttal. Who decided to have kids when you did? You and your old lady. Who decided to get married young? You guys did.

I chose to go to community college because it was less debt/better investment , I waited until I was almost 33 and a decade into my career to get married. I don't have kids because as much as I have wanted them at times , I realize another life and being 100% responsible for is a big decision and commitment , plus my wife is 5.5 years younger and wants to wait a little longer. I have made my decisions based off of long term forecasting. Sometimes I am right and sometimes I am wrong. But I live and die by my own decisions and don't complain just because someone else who is doing better than me financially has different POV.

BTW we are at about 180-185K a year but realize we will be making more down the road. My wife or I could start showing symptoms of a terrible disease , or get hit by a car tomorrow. Why we put in place protections like life insurance , disability to make sure my wife and future kids or myself and future kids are taken care of. At the same time I don't want to be taxed at 40-50% rate to take care of the population. Sorry man , but I don't like to be told what to do with my money just because I have made different life choices or had better breaks for whatever reason. I sympathize with you , but at the same time don't play that victim card BS because you don't like the fact I disagree with being taxed in a ridiculous manner. I realize life can get much worse. Hell it could get much worse for you as well. You don't know what tomorrow holds.
Lol, I'm texas born, raised in the southeast, northeast, midwest, and southwest all before I graduated college. "Yankee", lol. look at your post, nobody told you what to do with your money. I was complaining about your complaining. I live in SC, thank goodness, your NC is too wack, liberal, and taxing, really puts the "North" in North Carolina. Lol, your reply to my complaining about your complaining was just more of you complaining more. Relax brosef, I voted Trump too baby, I vote based on taxes and finances, nothing else matters to me. My post was to rope you back into perspective that you are doing good for yourself and don't complain like you're not.
 
Lol, I'm texas born, raised in the southeast, northeast, midwest, and southwest all before I graduated college. "Yankee", lol. look at your post, nobody told you what to do with your money. I was complaining about your complaining. I live in SC, thank goodness, your NC is too wack, liberal, and taxing, really puts the "North" in North Carolina. Lol, your reply to my complaining about your complaining was just more of you complaining more. Relax brosef, I voted Trump too baby, I vote based on taxes and finances, nothing else matters to me. My post was to rope you back into perspective that you are doing good for yourself and don't complain like you're not.
Yankee part was more tongue and cheek. I didn't vote Trump. When stop trying to be better is when you start to fail. At the same time nobody can be perfect.
 
"We bring home over 500k combined" and "we do OK" don't go together.

I think where you live is everything. I've read a bit of this thread and then look at apartment prices in NYC where I live and the difference is startling. Very typical apartment prices in Manhattan (and not the most expensive neighborhoods) are $1,500-$2,500 per square foot, so a 1500 sq. ft. apartment runs between 2 and 4 million, with building rules that routinely require you put down at least 50% in cash. Heck, some of the fancy buildings require you have liquid assets equal to the purchase price left over after you've paid the 50% in cash, meaning you'd have to be liquid $3 million to purchase your $2 million 2-bedroom apartment. Sounds insane, but during the last financial crisis, very few people in NYC defaulted on their mortgages because the building rules were so much more stringent than the banks, who were loaning to just about anyone.

Private school here is $50k or more starting in Kindergarten, so if you have two kids, you need an extra $200k in income just to have the $100k post-tax to pay for the brats to learn to read and write. Of course, whether private school is a necessity is a whole other question . . .

Making $500K a year here does not make you rich.
 
I think where you live is everything. I've read a bit of this thread and then look at apartment prices in NYC where I live and the difference is startling. Very typical apartment prices in Manhattan (and not the most expensive neighborhoods) are $1,500-$2,500 per square foot, so a 1500 sq. ft. apartment runs between 2 and 4 million, with building rules that routinely require you put down at least 50% in cash. Heck, some of the fancy buildings require you have liquid assets equal to the purchase price left over after you've paid the 50% in cash, meaning you'd have to be liquid $3 million to purchase your $2 million 2-bedroom apartment. Sounds insane, but during the last financial crisis, very few people in NYC defaulted on their mortgages because the building rules were so much more stringent than the banks, who were loaning to just about anyone.

Private school here is $50k or more starting in Kindergarten, so if you have two kids, you need an extra $200k in income just to have the $100k post-tax to pay for the brats to learn to read and write. Of course, whether private school is a necessity is a whole other question . . .

Making $500K a year here does not make you rich.

Makes sense
 
Yankee part was more tongue and cheek. I didn't vote Trump. When stop trying to be better is when you start to fail. At the same time nobody can be perfect.
I'm with you on personal accountability. I'm just saying my middle class squeeze is more than yours.
 
They offer 12 week paid paternity leave.

So lets say you got 3 different women pregnant, and time it right you could be off . . .

Dean-counting-on-fingers.gif
 
Post-Op transgender recovery center. Business is looking up.

That reminds me of my first year of law school. My legal writing professor was a practicing attorney whose practice consisted solely of incarcerated, HIV positive transgender persons. I don't think he made a ton, but I was blown away that it was the sole scope of his practice.
 
I disagree. That’s easy for you to say without kids.
Compared to most countries yes. I could have a kid live my life style and still be ok. So not sure what your point is?

Just because you haven't decided to do something doesn't mean you can't do it. Now would I be a dumbass and have kids say in that 22-25 age range? Hell no.
 
Compared to most countries yes. I could have a kid live my life style and still be ok. So not sure what your point is?

Just because you haven't decided to do something doesn't mean you can't do it. Now would I be a dumbass and have kids say in that 22-25 age range? Hell no.
How do you know without having a kid or two? The answer is, you don’t. I thought the same before spawning a little bastard.

Again, I would not categorize our middle class as strong.
 
How do you know without having a kid or two? The answer is, you don’t. I thought the same before spawning a little bastard.

Again, I would not categorize our middle class as strong.
Because I don't question myself once I have decided to do something. I have a niece and nephew I am close with. They are little buttholes sometimes too. I spent a ton of time around grandparents that raised 9 including 2 grand kids on top of it. So I have had good teachers thru life. I will be a better parent than 90% of my friends that already have kids , I can tell you that.

Also part of waiting out kids is we will be in a position to afford child care with a nanny because we both stuck with our careers first. Give ourselves and family as many resources as possible. Your earning potential only lasts for so long , so squeeze everything you can out of it.
 
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Because I don't question myself once I have decided to do something. I have a niece and nephew I am close with. They are little buttholes sometimes too. I spent a ton of time around grandparents that raised 9 including 2 grand kids on top of it. So I have had good teachers thru life. I will be a better parent than 90% of my friends that already have kids , I can tell you that.
I’m not talking about your efficacy as a parent. I’m talking about the financial and mental strain that being a good parent takes on you. It’s something you can’t comprehend until you have one or two.

- lack of sleep
- disruption to sex life
- havoc wreaked on your wife’s body
- baby food, diapers, clothes, and accessories
- childcare
- guilt your wife has when she goes back to work
- reduced vacations/dates
- marital resentment

And that’s all in the first year. As far as 1st world countries, we make it very hard to have children and get by unless you do very well.
 
I’m not talking about your efficacy as a parent. I’m talking about the financial and mental strain that being a good parent takes on you. It’s something you can’t comprehend until you have one or two.

- lack of sleep
- disruption to sex life
- havoc wreaked on your wife’s body
- baby food, diapers, clothes, and accessories
- childcare
- guilt your wife has when she goes back to work
- reduced vacations/dates
- marital resentment

And that’s all in the first year. As far as 1st world countries, we make it very hard to have children and get by unless you do very well.
So you just further explained why we did what we did. We waited until we knew we had all our shit together to even consider having kids. We are gonna have one and see what happens before deciding on a 2nd. Hell we might find out we can't have kids. You never know , but it has been discussed because you don't know what is gonna happen. Your logic that I am less qualified to discuss this because I decided to be patient on children isn't the strongest. You talk like we are kids that have zero idea of what the ramifications of having kids are. I think we are more aware of it compared to most first time expecting parents because of the choices we have made in our life so far.
 
So you just further explained why we did what we did. We waited until we knew we had all our shit together to even consider having kids. We are gonna have one and see what happens before deciding on a 2nd. Hell we might find out we can't have kids. You never know , but it has been discussed because you don't know what is gonna happen. Your logic that I am less qualified to discuss this because I decided to be patient on children isn't the strongest. You talk like we are kids that have zero idea of what the ramifications of having kids are. I think we are more aware of it compared to most first time expecting parents because of the choices we have made in our life so far.
My god you are obtuse. You are so intent to defend your situation that you are missing my point, yet making it for me.

1. It begs the question do people need to have a combined income of $200k to afford a child or two in the US? If so, that is indicative of a weak Middle Class.

2. You don’t know how you will feel until you have a kid of your own. Having children literally changes the way you see/process the world.
 
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About to go from DINK's making 6 figures to having twins in January. I'm not the richest by any stretch, but will probably soon be one of the poorest.
Report back to let us know how much different being a parent is than you ever thought
 
Your little girl (cute bty) gets to go out on the water on nice boats and has a pretty sweet crib. You're doing alright.
Well that’s because I’m not middle class.

But thanks for the kind words. I’ll def buy you a drink next time I’m in Wilmington.
 
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Well that’s because I’m not middle class.

But thanks for the kind words. I’ll def buy you a drink next time I’m in Wilmington.
I am only speaking as an outsider with no parental experience. But I have friends and my brother as well who have families and I can assure you that they are not as well off as you. They are providing for their families just fine on middle class salaries. I don't think they will tell you that they couldn't do better, but still.
 
I am only speaking as an outsider with no parental experience. But I have friends and my brother as well who have families and I can assure you that they are not as well off as you. They are providing for their families just fine on middle class salaries. I don't think they will tell you that they couldn't do better, but still.
I’m not saying you can’t provide for a family in the middle class. I’m just making the point that our middle class is not strong. Certainly weaker now than it was 50 years ago, despite way more wealth in this country. That’s my only point. The middle class is weaker now than it’s been in a very long time. And it appears to be trending down for the foreseeable future.
 
My god you are obtuse. You are so intent to defend your situation that you are missing my point, yet making it for me.

1. It begs the question do people need to have a combined income of $200k to afford a child or two in the US? If so, that is indicative of a weak Middle Class.

2. You don’t know how you will feel until you have a kid of your own. Having children literally changes the way you see/process the world.
Maybe I don't know what it feels like to fondle all my co workers.

Raising kids all depends on your lifestyle and what it cost to live where you live. i said this in my first post on this thread. You sound like you are over complicating it.
 
Maybe I don't know what it feels like to fondle all my co workers.

Raising kids all depends on your lifestyle and what it cost to live where you live. i said this in my first post on this thread. You sound like you are over complicating it.
I’m not trying to be a dick or combative. Just trying to make a point. Let me try a different approach. What type of household income do you think is needed to comfortably have a family in America?
 
I’m not trying to be a dick or combative. Just trying to make a point. Let me try a different approach. What type of household income do you think is needed to comfortably have a family in America?
Im guessing you guys have different definitions or ideas of what "middle class" is.
 
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I’m not trying to be a dick or combative. Just trying to make a point. Let me try a different approach. What type of household income do you think is needed to comfortably have a family in America?
Depends on where you live. I can live in Raleigh on 2 polar opposite budgets depending on what part of Raleigh I live in. Where we are moving next is $100k cheaper , bigger lot and has income producing rental space if I want to use it for that. We are scaling back some because of the family plans.
 
Im guessing you guys have different definitions or ideas of what "middle class" is.
That’s why I’m backtracking here a little bit. I’m just trying to argue the Middle Class is not strong right now.

Bottom line: For a household with three people, being middle class means making between about $42,000 and $126,000. If your family of three makes less than $42,000, then you are in the lower class. If your family brings in more than $126,000, you are in the upper class.

https://www.npr.org/sections/thetwo...int-most-americans-no-longer-are-middle-class
 
Depends on where you live. I can live in Raleigh on 2 polar opposite budgets depending on what part of Raleigh I live in. Where we are moving next is $100k cheaper , bigger lot and has income producing rental space if I want to use it for that. We are scaling back some because of the family plans.

See below. I’m trying to point out the the Middle Class is shrinking and their ability to thrive with it.

I’m just trying to argue the Middle Class is not strong right now.

Bottom line: For a household with three people, being middle class means making between about $42,000 and $126,000. If your family of three makes less than $42,000, then you are in the lower class. If your family brings in more than $126,000, you are in the upper class.

https://www.npr.org/sections/thetwo...int-most-americans-no-longer-are-middle-class
 
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