I think most do but I'm not sure of the particulars of what specifically would trigger a payout. It definitely helps offset the lost income but if a career ending injury (rare I know), I doubt if offsets the full income loss.Don’t most guys at his level have some sort of insurance to cover a portion of this risk? I thought I heard something about this when Zion got hurt earlier this year. Like $8-$10M or something like that in case of injury resulting in an adverse impact on his draft position.
Frankly, I think the advances they've made with ACL tears and such the last decade plus mitigates the risk quite a bit. 15-20 years ago, guys who tore their ACL's usually didn't come back with the same explosiveness they had pre-injury. Now, it seems they largely do.