Agree with everything but the last sentence. Many students are crippled with debt because the job market isn’t what it once was, as population has grown significantly with many students majoring in a broad field (communication, marketing, etc) so said job market becomes saturated. Also, the inflation of student tuition isn’t feasible for the jobs that are out there for these kids. This is a different conversion entirely that could be talked about in the politics thread. Just my two cents. Most millennials I’ve met and know are some of the hardest workers I’ve ever met. There are some outliers, but to peg them as uneducated about finance, with a copious amount of credit debt via student loans is on the cost of education and it’s continuous upswing in affordability and cost. Most better paying jobs that offer salaries over 40k a year require at the least..a bachelors degree, a few years of internships and at least 3-5 years prior experience in said industry. So, these students will be entering a job at the lowest possible wage in the company, pay for their housing and other bills, and somehow keep up with a student loan that’s the cost of a brand new Lexus? It’s tough, and they’re in a losing battle right out of the gate. I feel for a lot of these kids, especially the ones who didn’t have a silver spoon and have their parents pay their tuition. I can relate. It took me forever to pay of my student loans. In fact, I just made my last payment last fall, and I’m in my late 30s.